In this episode, Vice President of Enrollment at Kean University La Toro Yates discusses how higher education is not one-size-fits-all. College costs are often misunderstood, and while sticker prices can be high, pathways such as community colleges, in-state public universities, and transfer options can significantly reduce costs. La Toro describes how financial literacy can help families determine what amount of loans can be 'healthy.' He also goes in-depth on how financial decisions can affect life after graduation.
Yates also discusses transfer students, adult learners, and equity in college access. He explains how transfer articulation agreements work to minimize lost credits and why earning an associate degree before transferring can provide both financial and academic benefits. The discussion closes with practical advice for seniors and families: focus on what you can control, finish applications early, visit campuses, and prioritize finding the right academic, financial, and community fit.
