SEASON 5 EPISODE 24: DEBT & FRIENDSHIPS
- in this episode of SAUNAIE our host XO opens the show talking about his weekend and how we're officially on Patreon. We just published a poll asking you all what you guys want more of on our Patreon page, to vote check out www.Patreon.com/SAUNAIE
- Now we jump into the show starting off with the Quotes of the Day, 1st quote is about Change and how we want change to happen fast and we want change to be easy, but nothing in life worth having is easy. The 2nd quote is about Relationships and how we're supposed to learn from each relationship that we have. Relationships are supposed to teach us not take away from us.
- Strategies To Pay Off Debt
- DEBT SNOWBALL: List all of your debts from smallest to largest
- Make minimum payments on everything then Pay extra on your Smallest debt.
- When done repeat the process.
- Small Wins are Psychologically a good option.
- DEBT AVALANCHE: This strategy involves listing all of your debts from highest to lowest interest rate.
- Make the minimum payments on everything then pay extra on the highest debt 1st.
- After this debt is paid move on to the next highest interest rate.
- Mathematically this is the cheapest option.
- DEBT FLOOD: Make the minimum payments on everything.
- Should you get additional funds (Birthday money, Stimulus check, holiday bonuses, etc..) you'd take the amount and evenly allocate the funds to each debt.
- This strategy is commonly used .
2. Friendship Green & Red Flags
- in this segment we discuss Friendships and the Signs of Good Friendships & Bad Friendships.
- We start off with the Red Flags of Friendships like "They Often Criticize You, They're Only Around When They Need You, They're Jealous and/or Competitive, They make Fun of Your Goals or Interests, They Make You Feel Bad About Who You Are, and a lot more we discuss"
- Then we jump into the Green Flags of Friendships like "They're Open To Receiving Feedback, They Apologize When They're Wrong, They Communicate How They Feel, They Accept You For Who You Are, They're intentional about Resolving Conflicts, and a lot more."
Then we end off the show reading off the reviews from our audience and recap the show.
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THANK YOU HAVE A BLESSED WEEK.
