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Investing in the Akhirah & Balancing Dunya
๐ Date: 6th of Ramadan
๐ Discussion Topics: Wealth, capitalism, Islamโs balanced approach, and divine accountability.
๐น The Reality of Our Time on Earth vs. the Akhirah
๐น Human lifespan is limited โ The maximum biological limit is 120 years.
๐น Akhirah is eternal โ A wise person invests in what is permanent, not just what is temporary.
๐ก But does this mean we abandon the Dunya?
No! Islam is a civilization-building religion.
๐ Islam Encourages Productivity & Knowledge
๐น The first revelation was not about prayer or fasting. It was:
๐ ุงููุฑูุฃู (Read!)
๐น Islam values knowledge โ whether religious or worldly sciences.
๐น Economic productivity is rewarded:
๐ The Prophet ๏ทบ said that a person who works hard for a living is rewarded like someone striving in jihad.
๐ก Islam encourages wealth and progress, but it must serve humanity and not corrupt the soul.
๐ฐ Capitalism, Greed & Wealth Distribution
The Modern Capitalist Worldview:
๐ Today, success is measured by GDP growth, but:
โ๏ธ GDP per capita rises, but wealth distribution worsens.
โ๏ธ 1% of the worldโs richest control most of the wealth.
โ๏ธ Poverty is still widespread despite economic growth.
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๐น History of Wealth Distribution:
โข 1945-1980: The โCompression Yearsโ โ The wealth gap was closing, and public goods (e.g., free university) were more accessible.
โข 1980-Present: The gap widens, as capitalism prioritises profit over people.
๐ก The danger of unchecked capitalism โ Greed has been normalised.
๐ The Islamic Economic Model โ Between Capitalism & Communism
๐น Islam avoids both extremes:
โ๏ธ Communism โ Forcing wealth equality through the state.
โ๏ธ Unregulated Capitalism โ A system where greed is the driving force.
๐น Islamic Principles of Wealth:
โ๏ธ Wealth is a test, not the goal.
โ๏ธ Zakat (2.5%) ensures redistribution of surplus wealth.
โ๏ธ Waqf (charitable endowments) supports public welfare.
โ๏ธ Trade & business are encouraged but must be ethical.
๐ก Islamic economics is built on justice โ wealth circulates, not accumulates in a few hands.
