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Welcome to The Bloch,
The NCAA March Madness basketball tournament began this past week and continued over the weekend. The NCAA was quickly called out last week by some of the female athletes, and their comments were echoed by pro athletes and others in the media. The workout facilities for the NCAA women basketball players consisted of mostly an empty room, while the men’s facilities looked like the inside of a brand new LA Fitness. After being put on blast, the NCAA quickly made moves to try and smooth this over.
The March Madness tournament and NCAA basketball have bigger problems than this to contend with though. I’m talking about the one-and-done rule. For those who aren’t familiar with this rule, it is a rule that was put into effect after the likes of Kobe Bryant and Lebron James went straight from high school to the NBA. Because of it, we had an era of epic 1-year college basketball stars like Kevin Durant and Zion Williamson. In the spring of 2019, the NBA was under mounting pressure to change the rule to allow players to go pro straight from high school again. At that time, it looked like a major rule change was on the horizon. But last spring, the NBA’s tune changed and they backtracked, and announced a G-league initiative which allows players an in-between from high school and the NBA where they can be paid for their talents. Now the results of these moves are playing out, as the ratings for NCAA basketball tournament have already been lackluster so far this March.
Switching gears to speak directly to many of my peers who may have some anxiety about your student loan debt or your bills or your next promotion. Feeling like our generation was given a poor deal - coming of age during the Great Recession and seeing income and wealth inequality spiral out of control. Many in our generation are living at home in later years, and employers don’t have the same commitment to their employees that they did when our parents were going through it. Housing prices are astronomical, but according to the experts, there has ‘never been a better time to buy’ because of the low interest rates. I say all of this to prime you for what is coming next.
The fact is, we did get a poor deal. But we also go an amazing deal in that we are living our whole lives in the internet age where information is abundant. And we get to take advantage of this added benefit of abundant information fully because we are billionaires. No not in dollars; in seconds. We are time billionaires. Most people alive today are time millionaires. A million seconds equates to about 11.5 days. Most people have 11.5 days left to figure it all out. A billion seconds, however, equates to about 31.7 years. Some of you reading this may even have two billion seconds. Rock on. Chances are, if you’re reading this, you already have more wealth than you can imagine in the resource that matters most. Make the seconds count.
Until next time.
Bloch
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HELPFUL LINKS
Trading and Investing
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Capital
Quickbooks. Manage your books with no hassle and get setup in minutes. Get 50% off the first three months of your subscription.
SoFi. Take control of your finances. Claim your $300 welcome bonus when you refinance a student loan or take out a SoFi personal loan.
Philanthropy
Banzai! Free financial literacy courses for your or your loved ones. It is never too early and never too late to start learning about money.
One Tree Planted. Plant trees with my beloved reforestation partner. One tree planted for every dollar donated. Serving areas of the world which need it most.
Kiva. Make loans that change lives. Kiva brings finance capabilities to developing countries around the world, using micro-lending to provide financial services.
Water.org. Give the gift of life by donating water. Water.org works to provide clean water and sanitation to the hundreds of millions of people around the world who lack this basic human need. Only $25 donation can provide clean water for a family for a lifetime.
Children’s Miracle Network. Children's Miracle Network raises funds and awareness for 170 member hospitals that provide 32 million treatments each year to kids across the U.S. and Canada. Donations stay local to fund critical treatments and care.
Relaxing
Chill Systems. Unplug from the digital world and enjoy the moment with a cold beverage. Cold drinks, no ice. Chilling Simplified. Save Time, Money, & the Environment. As Seen on Shark Tank. Get 20% off with code Elbay20.
Additional helpful links to stay informed on Investing & Trading, Sports, News, Science, Technology, & Entertainment.
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