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The Fintech Review is one of the annual traditions of Joe, established in 2014. Ever since shortly before Christmas we get together with Fintech entrepreneurs, event organizers, and thought leaders to look back at the year and forward to the new one in our fintech review. You can find the ones in English here on YouTube:



 



https://www.youtube.com/playlist?list=PLUbiCAQc22WsxyePUkzBI-LKh1y4yy0sq



 



In this Fintech Review, we talk to 



Paolo Sironi, Fintech Thought Leader, Author (https://www.linkedin.com/in/thepsironi/



Frank Schwab, Co-Founder Fintech Forum (https://www.linkedin.com/in/frankschwab/



Luka Ivicev, Fintech Entrepreneur, Forbes 30 under 30 (linkedin.com/in/luka-ivicevic/



 



Paolos Top 3 News



Ant Financial IPO



https://www.npr.org/2020/11/03/930799521/regulators-squash-giant-ant-ipo?t=1607260457756



 



Google Pay Relaunch https://arstechnica.com/gadgets/2020/11/google-pay-relaunch-transforms-it-into-a-full-fledged-financial-service/#:~:text=Google%20today%20announced%20a%20major,Pay%2C%20and%20even%20some%20banks.



 



Singapore allows fully digital bank license



https://www.straitstimes.com/business/banking/mas-awards-digital-full-bank-licences-to-grab-singtel-and-sea-ant-gets-digital



 



3b



Starling digital bank posts first profit 



https://www.financemagnates.com/fintech/news/starling-becomes-first-digital-bank-to-post-profits/#:~:text=UK%2Dbased%20Starling%20Bank%20has,million%20on%20an%20annualized%20basis.



 



Paolo's 2020 impact



Digitalization increases, evaluations declining 



 



Franks Top 3 News



Cash is still increasing ⇒ Cash in circulation in Germany increasing ⇒ Virtual ATM Songmic



Pandemic ⇒ All becomes digital



Moving from CrowdFunding ⇒ Government Help for Startups: Capilendo 



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