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Money conversations don't have to feel awkward or create drama โ€” they just require a little honesty and practice. In today's Q&A episode, we're tackling all the relationship scenarios that make your palms sweaty: navigating different income levels with friends, splitting costs with a new partner, handling family gift expectations, and everything in between.

Whether you're wondering how to tell your bestie you can't afford that girls trip or figuring out finances with someone you just started dating, we've got some ideas for keeping your relationships strong while protecting your financial boundaries.

This one's for anyone who's ever smiled and nodded through expensive plans while internally panicking about their budget โ€” we see you, and we've got your back.

Episode Timestamps:ย [03:00] When one partner gets a big raise, should you lifestyle creep together or separately?[05:00] How to split expenses without Venmoing each other constantly[08:00] Should you tell your partner about every purchase?[11:00] When should you tell your partner about debt?[13:00] How should you split travel expenses when youโ€™re in a new relationship?[17:00] How should you handle a restaurant tab with friends?[20:00] What to do when friends suggest expensive plans you can't afford[26:00] How to maintain friendships across different financial stages[27:00] Is it weird to talk about your salary with friends?[31:00] How to handle holiday gift expectations[38:00] Should you give unprompted financial advice to family members?[42:00] Who pays for family trips? (And what if you don't even want to go?)[49:00] Should you ever loan money to a family member?

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This is a public episode. If you'd like to discuss this with other subscribers or get access to bonus episodes, visit thefinancegirlies.substack.com/subscribe