In this episode of The Finance Girlies, Emily and Cassidy unpack their lifelong journeys with money—from childhood perceptions shaped by family and experiences to adult financial habits. They discuss the swings between spending and saving, the impact of early financial fears, and the challenge of finding a healthy balance.
00:00 - Introduction to money beliefs
01:48 - Early money beliefs and first jobs
03:39 - Family influence on money perception
07:01 - Frugality and spending habits
12:26 - Money as a motivator
22:45 - Investing fears and overcoming them
29:45 - You are not bad with money: Developing financial skills
37:46 - The importance of money in achieving goals
42:04 - Facing money fears and taking action
52:02 - Reflecting on money beliefs and next steps
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