Financial Wellbeing, Human Behaviour & Building a Money-Ready Workforcewith Andy Lang, Founder of Munny**
In this powerful episode, Ian O’Callaghan sits down with Andy Lang, the founder of Munny, a fast-emerging force in workplace financial education.If you think financial wellbeing is just “teaching people how to budget,” this episode will rewire your understanding completely.
Andy brings a rare combination of behavioural insight, financial expertise, and human-centred design to the conversation — and he’s on a mission to help organisations support their people in one of the most neglected areas of wellbeing: money.
Together, we explore why financial education is no longer a “nice to have,” why employees struggle more than ever despite earning more than ever, and how employers can create cultures where it’s safe — and normal — to talk about money without shame.
What We Cover in This Episode
🧠 Why financial education in the workplace matters — more than ever
From rising living costs to increasing debt to cash-flow instability, Andy breaks down the hidden financial pressures affecting modern employees — and why companies must now treat financial wellbeing as a strategic business priority, not an HR perk.
🏛 What Munny actually is — and how it works
Andy explains how Munny blends education, coaching, behavioural science, and practical tools to help organisations support their people.This is financial wellbeing delivered in a way that is real, human, and actually effective.
👥 The team behind Munny
We explore the people who make Munny what it is — the educators, advisors, creators, and behavioural thinkers shaping a new standard for workplace financial support.
💸 The biggest challenges employees face with money
From emotional spending to lack of confidence, from fragmented knowledge to fear of being judged, Andy unpacks the barriers employees battle every day — and how employers can help them get ahead rather than barely keep up.
🤖 Human vs AI: Which support actually works?
A fascinating discussion on the role of technology, automation, and digital tools in financial education — and where human connection is still irreplaceable.
📚 Case studies & real examples
Andy shares practical examples of how Munny’s programmes have changed behaviour, improved confidence, and transformed the way employees engage with money.
🌱 What “financial wellbeing” really means
Not jargon. Not corporate fluff.A grounded explanation of financial wellbeing as the ability to make confident, informed decisions — and have a healthy relationship with money.
🤐 Why people struggle to talk about money at work
A deep dive into taboo, shame, fear, upbringing, and cultural norms.Andy explains why money remains one of the last workplace taboos — and how we break it.
⚡ One small change that improves financial wellbeing today
Andy gives one simple, immediately actionable recommendation any person can apply the moment they finish listening.
🔍 How Munny stands out in a crowded space
What makes Munny fundamentally different from other financial wellbeing providers? Andy takes us behind the curtain.
🏢 For employers: where to start
Clear, practical steps for organisations that want to support their people with money but don’t know where to begin.
About Andy Lang & Munny
Andy Lang is the founder of Munny, a human-first financial wellbeing company helping organisations transform how their people understand, manage, and feel about money. Munny combines education, coaching, behavioural psychology, and real-world strategies to help employees gain confidence, clarity, and control.
Connect with Andy & Munny
* https://www.linkedin.com/in/andylang/
* https://www.linkedin.com/company/munny-group/
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