My mother passed away at 39 years old with the wrong type of life insurance. Our family received a check for less than $300.
Years later, I was married. We had and the same cycle repeated itself. Because I was living in worry and not making the best financial decisions, the pattern that I spent years trying to avoid showed up unapologetically in my own life. When my son’s father passed away, we got $0.
That is what worry does. It feels like responsibility. It feels like you are being thorough. It feels productive. And while you are sitting there evaluating, researching, preparing for scenarios that may never arrive, the cost of not starting keeps running.
Worry doesn’t have a license. It doesn’t have an SIE. It doesn’t have a Series 6, a Series 63, or a Series 65. Worry is unlicensed and uneducated. And we let it drive our financial decisions anyway.
I also told the room tonight that I canceled my own life insurance policy because I was worried about the premium. The thing I was afraid of never happened. But later I needed surgery. Three body parts removed. I got the policy back in time. That was not a guarantee. That was grace.
The cure for worry is Commitment. Not certainty, you don’t have to be sure. Commitment comes first. Certainty is what grows on the other side of it.
Are you a worrier or are you a warrior? Because worry doesn’t get to sit in the driver’s seat of your financial life.
Commitment inside a financial plan looks like calling your licensed financial professional before you move money during a market dip. Keeping the policy in place even when the premium feels slightly overwhelming. Starting the plan before you feel 100% ready. And both of you showing up to the session together because a half-committed plan is a half-built plan.
Commitment is the first of the 3 Cs framework. Everything we build in the back half of this season starts with this one decision.
Next Sunday is Episode 5: Over-Caution. May 3 at 5 PM CST/ 6 PM EST. The cure is Combination. We are going to show you what financial over-caution is actually costing you and what happens when the right financial vehicles work together the way they were designed to.
If you missed tonight the replay is available on LinkedIn, Facebook, YouTube, Instagram, Twitch, and right here on Substack.
A Confidential Financial Clarity Session is where your financial GPS gets built. Both spouses or financial partners must be present.
Confusion is expensive. Clarity pays for life.
Coach Carrie Willis
Licensed Financial Coach · Certified Clarity Coach@gr8finances · gr8finances.comClarity From The Heart™ is a Gr8Finances production.
Thank you to everyone who tuned into my live video! Join me for my next live video in the app.
