The Thrive Budget 12 Days of Free Coaching.
Adulting life hacks.
Are you sick of hearing that all you need to do is to stop drinking so many café lattes and eating so much avocado toast to balance your budget? Are you ready to retire, but are afraid that you won’t be able to pay your bills? Is health insurance costing you an arm and a leg?
Whether you are a HENRY, a DINK, a boomer, a single mother, or a millionaire, it’s time to stop making the billionaires rich and start living a richer life! These Adulting Solutions are for everyone. Watch all 12 episodes for free on YouTube.com/NataliePace. Email info@NataliePace.com for a PDF file with all 12 links. Share with your friends.
Here are the things we’ll cover:
1. Buried alive in bills? Buried under debt? There are solutions.
2. Housing
Most people under 40 are spending 30-50% of their income on housing. This is a crisis. We must think outside of the box for solutions. Many are! Learn their tricks.
3. Transportation
Americans spend $7,500 or more on owning a car (payment, insurance, gas and maintenance). This is another big-ticket bill that we can rethink to keep more of our money and stop making the insurance company, gas station and automakers rich, and keep more of that money for things we like a lot more -- like a bucket-list vacation.
4. Health Insurance
If you are healthy and are spending an arm and a leg on health insurance, there is a great life hack to learn in this episode. Some professionals aren't even aware of just how much they're spending on health insurance because the employer deducts it from their paycheck. (Check the details on your pay stub.) This adulting tip can save most of us thousands of dollars annually, while some will actually save tens of thousands of dollars annually. This tip is also the best long-term health care plan. Remember that health is the best health insurance!
5. Energy & Utilities
Save thousands annually with smarter energy choices.
6. Food
Ron Finley says that growing your own food is like printing your own money. You may not be ready for your own garden or farm, but there are many ways to save money on food.
7. Investing: Money While We Sleep!
Exiting the rat race and stepping into the life of our dreams requires more than just a good job and budgeting. Learn how 21st Century Investing strategies changed the game for me (and countless others). If you've read my book Put Your Money Where Your Heart Is, you know that if I had just had blind faith that the broker/salesman was doing this for me, I would be in the poor house. We have to be the boss of our money.
8. Charity
Charity is the best networking. It has been the direct catalyst for all of my major career moves. It also unlocks an abundance mindset. Learn how this works, and how to do it, even if you can't give money yet.
9. Education
Education is the highest correlating factor with income. It works with investing, too. Those who are the boss of their money will be more successful than those who have blind faith that someone else is protecting their future for them.
10. Fun
When we stop making everyone else rich, we have a lot more money for things we love. (Who loves bills?) Fun is good for our physical health and mental health. It makes life worth living. It also can activate the Million Dollar Smile, and all of the benefits that accompany that.
11. Living a Rich Life
When we are buried in debt, struggling to survive or buried alive in bills, how do we shift all of that into living a rich life? The 21st Century world doesn’t add up for most folks. (30-50% of our income on housing is a big part of the problem.) How can adopting the mindset and habits of the wealthy, as well as the Thrive Budget, take us toward living that elusive rich life?
12. Debt Strategies
Paying off high-interest debt is a great idea. Adopting the Thrive Budget will help us get there. Should we also tap home equity? Do we need to put the unthinkable on the table (personal bankruptcy)? Can we play hardball with our creditors and negotiate a favorable settlement? Are there pitfalls to that strategy that we need to be mindful of?
We host Financial Freedom Retreats, Sustainability Adventures, and Master Classes in Rebalancing, Stocks, Bonds and Real Estate. Visit http://www.nataliepace.com to get pricing and information. Email info@NataliePace.com with your questions and to register.
