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Discover the easiest budget you can start using right away. Learn how to budget using the pay yourself first method.

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Easiest Budget Method

✅ How do I make a budget that is so easy I can do in on the back of a napkin in just a few minutes? Don’t worry I’m going to show the easiest budget method you can start using right away. I did the research on every possible budgeting method in order to find the easiest one for super busy people that don’t have time to waste on the small details that don’t really matter in the grand scheme of things.

✅ The pay yourself first method is really simple. The idea is to decide how much of your monthly income you want to dedicate to saving and investing for your future goals, and how much you want to dedicate to getting out of debt. The rest you just spend freely as you wish.

✅ This is by far the easiest budget method and it also happens to be my personal favorite for three reasons.

✨ First of all, it’s really fast and in today’s world where it seems like time is going by at ten times the speed that it used to that’s really important. I mean seriously, you just make two decisions and you’re done budgeting. Move on with living life, and at the end of the day isn’t that what really matters?

✨ Second, the pay yourself first method puts the priority on saving and investing for your future. This is the biggest area that people usually forget about but it’s the most important for building wealth.

✨ Third, the pay yourself first method puts the second priority on getting out of debt.

✅ Quick Example: Here’s Lester the Investor to demonstrate exactly how easy this budget really is. Lester makes $3,500 per month.

✨ In step 1, Lester decides to dedicate $1,000 to saving and investing for his future and big money goals.

✨ In step 2, Lester makes the decision to dedicate $500 each month to getting out of debt.

✨ That leaves the remaining $2,000 for Lester to spend however he wants.

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