The self-employed and small business owners can maximize their investments with a pension plan on their own. Today's Stocks & Topics: P.E. Ratio, HSBC - HSBC Holdings PLC ADR, FCX - Freeport-McMoRan Inc., SH - ProShares Short S&P 500, UWTI - VelocityShares 3x Long Crude ETN linked to the S&P GSCI Crude Oil Index Excess Return, SNY - Sanofi ADR, Term Life Insurance, Interest Rates, LAZ - Lazard Ltd., the Stock Market.