This is a lazy person’s investing approach. It also works out pretty well because it’s hard to make many mistakes. But there is a downside. Today's Stocks & Topics: Stock Evaluation, SYF - Synchrony Financial, SHPG - Shire PLC ADR, TIF - Tiffany & Co., GPM - Guggenheim Enhanced Equity Income Fund, COST - Costco Wholesale Corp., EFX - Equifax Inc., AAPL - Apple Inc., LC - LendingClub Corp., Social Security, BAC - Bank of America Corp.