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It's emerging as an alternative to stocks, bonds and mutual funds for IRA investors.

Today's Stocks & Topics: Investing, Money Won’t Make You Happy, Retail Sales, Housing, WMT - Wal-Mart Stores Inc., VZ - Verizon Communications Inc., Dividends, Mutual Funds vs. ETFs, TBT - ProShares UltraShort Lehman 20+ Year Treasury, LNKD - LinkedIn Corp. Cl A.