The penalties you incur will hurt, but the growth you'll miss are far worse. What you need to know. Today's Stocks & Topics: Commodities, Goods Time for the Market for a Long Time, Retirement, PANW - Palo Alto Networks Inc., HRL - Hormel Foods Corp., CETX - Cemtrex Inc., KSU - Kansas City Southern, ALXN - Alexion Pharmaceuticals Inc., The Stock Market, 401k Rollover, Limited Order.