Most people use their savings and checking accounts to hold their emergency fund, but today’s low interest rates are forcing changes to this traditional strategy. Today's Stocks & Topics: Pensions, FCX - Freeport-McMoRan Inc., Options, EGRX - Eagle Pharmaceuticals, DIS - Walt Disney Co., Bid & Ask, Roth I-R-A, WFC - Wells Fargo & Co., NOK - Nokia Corp., IRBT - iRobot Corp.