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Retirees, in particular, may be thinking that they don't have time to endure another round of deep paper losses and wait for a rebound.Today's Stocks & Topics: Options, Wal-Mart, Warrant Buffet, Cyber-Theft, Variable Universal Life Policy, Cyber-Security, AMZN - Amazon.com Inc., FCD - Fairchild Semiconductor International Inc., Traditional I-R-A, SDIV - Global X Super Dividend ETF, Hedge Funds, HIG - Hartford Financial Services Group Inc.