Searching for alternatives that can help diversify stock and bond-laden portfolios Today's Stocks & Topics: Treasury Bills, the DOW & Interest Rates, Refinancing, the Federal Reserve, High Yield Bonds, 10 Commandments of Personal Finance, Balance Sheets, Cash Flow, Margins, Goodwill, ADP - Automatic Data Processing Inc., the Housing Market, TNH - Terra Nitrogen Co., CPB - Campbell Soup Co.