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The element of time can nearly always trump all other investing factors, and can dictate the makeup of your portfolio.

Today's Stocks & Topics: Sitting Dollars, 5 Questions to Predict if Your Will Be a Millionaire, Gold, Where is the Big Money?, McDonald's, A & B Shares, Bond Funds, Investments & Taxes, The Stock Market, 401k, Dividends, Ethical Investments, International Markets, IRAs.