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With interest rates still low investors need to be creative, focusing on low-cost investments such as ETFs may be part of an income strategy. Today's Stocks & Topics: Asset Allocation, Five Signs of Financial Euphoria, Inflation, FDC - First Data Corp. Cl A, Stock Evaluation, MNK - Mallinckrodt PLC, OLED - Universal Display Corp., Account Management, GT - Goodyear Tire & Rubber Co., SCO - ProShares UltraShort Bloomberg Crude Oil.