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We all lose money unnecessarily. Do you know when and how? Here's how to stop wasting cash.Today's Stocks & Topics: Cash, Housing, Gold, The Stock Market, ATW - Atwood Oceanics Inc., Date Funds, AA - Alcoa Inc., MAT - Mattel Inc., IPHS - Innophos Holdings Inc., XLB - Materials Select Sector SPDR ETF, BEN - Franklin Resources Inc.