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As a behavioral economist, he's studied the way we actually think and act instead of hewing to some wrong-headed theories. Today's Stocks & Topics: 401k & Self Employment, Ten Year Loans, Number One Financial Fear for Most Americans, SKT - Tanger Factory Outlet Centers Inc., AAPL - Apple Inc., ELLI - ELLIE MAE Inc., Stock Prices, MRK - Merck & Co. Inc., CCI - Crown Castle International Corp., T - TAT&T Inc., When to Invest.