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The real value in ETFs may be helping you take advantage of big, sweeping market trends that unfold over the coming years. Today's Stocks & Topics: Not Enough Risk, Oil Prices, Investing in the Stock Market, GILD - Gilead Sciences Inc., Shorting, SHLD - Sears Holdings Corp., 529 Plan, TGT - Target Corp., TEVA - Teva Pharmaceutical Industries Ltd., C - Citigroup Inc., BMY - Bristol-Myers Squibb Co., LQD - iShares iBoxx $ Investment Grade Corporate Bond ETF, INSYInsys Therapeutics Inc., LCI - Lannett Co. Inc.