Firms have been trimming commissions, expanding their online tools, offering more transaction-free mutual funds and enhancing their mobile apps. Today's Stocks & Topics: OCLR - Oclaro Inc., UA - Under Armour Inc., Gold, College Savings Options, Industrial Sector & the Economy, M - Macy's Inc., PSA - Public Storage, Cash & Cash Equivalent, Retain Earnings, ABR - Arbor Realty Trust Inc.