Returns aren't the only factor in determining whether your portfolio is allocated appropriately. Today's Stocks & Topics: New Investor, the Organization of the Petroleum Exporting Countries (OPEC), Health Savings Account (HSA), Investments & Taxes, Interest Rates, NFLX - Netflix Inc., Profit & Loss Statement (P&L), LOCO - El Pollo Loco Holdings Inc., NASDA - QNASDAQ Composite Index, NKE - Nike Inc., WMT - Wal-Mart Stores Inc., TEVA - Teva Pharmaceutical Industries Ltd.