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One of the first things to do, planning your investment strategy, is determine your time horizon. That’s trickier than it sounds. Today's Stocks & Topics: ETFs, Remote vs. Office Work, Interest Rates & the Dollar, PFF - iShares U.S. Preferred Stock ETF, TGT - Target Corp., CMI - Cummins Inc., ORCL - Oracle Corp., 401k & the Stock Market, CTL – Century Link Inc., Distribution & I-R-A, CNC - Centene Corp.