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Only a third of parents are actually using one of these accounts. Why is that? Today's Stocks & Topics: Business Development Companies, BP - BP PLC ADR, Saving Time and Money, Gold vs. Dollar, VNQ - Vanguard REIT ETF, RH - Restoration Hardware Holdings Inc., P - Pandora Media Inc., International ETFs, Tracking S&P 500, SXCP - SunCoke Energy Partners L.P., PNNT - PennantPark Investment Corp., GDX - VanEck Vectors Gold Miners ETF.