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Millennials stand to inherit $30 trillion from parents and grandparents. Is there a downside to that?

Today's Stocks & Topics: Home Equity Line vs. I-R-A, POT - Potash Corp. of Saskatchewan Inc., Beige Book, Productivity, Retirement, CMI - Cummins Inc., LCI - Lannett Co. Inc., Risk, Technical Analysis, Coverdell ESA.