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We break down Warren Buffett's annual letter to the Berkshire Hathaway shareholders. How does the "Oracle of Omaha" address his co-owners?

And then we get a great question from Chris & Jenni at TicTocLife. If you're saving up for a near-term goal, should you try to invest that money? 

The Best Interest Patreon: https://www.patreon.com/bestinterest

Berkshire Hathaway Shareholder Letter: https://www.berkshirehathaway.com/letters/2020ltr.pdf

Chris & Jenni at TicTocLife: 

https://www.tictoclife.com/