Back-to-school season isn’t just for kids; it’s a good reminder for pre-retirees and retirees to sharpen their financial knowledge, too. In this episode, Trent and Brandon put listeners through a “retirement planning pop quiz” covering Social Security, IRA contributions, RMDs, and more. Think of it as a back-to-school refresher course designed to test what you know and teach you what you don’t.
They break down how Social Security rules have shifted over the years, why Roth accounts can be such a powerful tool, and how changes to contribution limits could impact your retirement savings strategy. The conversation also highlights some of the biggest financial risks retirees face, from healthcare costs to market downturns, and why having a complete, customized plan makes all the difference. Tune in to see how your “retirement report card” stacks up and why brushing up now could keep you financially confident in the years ahead.
Here’s some of what we discuss in this episode:
🧾 At what age can you receive full Social Security benefits if you were born after 1960?
💰 What’s the maximum annual IRA contribution for individuals age 50 and older in 2025?
📉 Which retirement accounts require you to take RMDs?
📊 What does the 4% rule refer to in retirement planning?
🛡️ What financial risks do retirees face?
Contact:
Website: http://bradshawfp.com
Email: office@bradshawfp.com
Call: 704-216-2260
