Frank is one of California’s elite licensed independent insurance analysts, holding Chartered Life Underwriter and Chartered Financial Consultant designations. With over 30 years of experience, Frank has built a reputation for uncovering hidden risks—finding that 88% of the life insurance policies he reviews have critical issues most people never notice. As the founder of Stratus Financial Partners, Frank provides independent, unbiased life insurance policy audits, empowering families and business owners to truly protect their loved ones, legacy, and business interests.