Season 5 Episode 26:
What if retirement wasn’t just about slowing down but about stepping into the life you’ve always wanted? Whether you’re thinking about early retirement, shifting careers, or simply wanting financial security, it’s never too late to take control.
In this episode, I sit down with Dalene Higgins, CEO of Elevate Finances LLC and host of the Wealthy After 40 podcast. As a financial coach specializing in helping Gen X women and couples navigate retirement with confidence, Dalene shares how she retired at 50 and how you can create a personalized roadmap to financial freedom. We discuss breaking free from traditional retirement mindsets, strategies for financial stability, and how to build a future that aligns with your values and goals.
What we discussed:
[04:32] – How to shift your mindset and strategy for retirement at any age.
[06:41] – The importance of defining your vision for retirement beyond finances.
[10:11] – When to start retirement planning and what to focus on.
[14:48] – Why budgeting is a non-negotiable for financial freedom.
[18:39] – Making smart investment and big purchase decisions for retirement.
[22:57] – Retirement planning when you have kids in college or debt.
[26:16] – Dalene’s Retirement Ready Audit and financial coaching services.
Key Takeaways:
Retirement isn’t about age—it’s about financial readiness and designing a life you love.
Creating a solid budget and cash flow plan gives you control over your money and future.
Saving and investing wisely, even after 50, can still lead to financial freedom and peace of mind.
Connect with Dalene:
Website: www.elevatefinances.us
Facebook: https://www.facebook.com/dalene.higgins/
Instagram: https://www.instagram.com/elevate_finances/
Podcast: Wealthy After 40
Get the Free Retirement Ready Audit: Use code SPECIAL at checkout
Stay connected with Sherri O.:
Website: https://matureallure.net/
Facebook: https://www.facebook.com/4matureallure/
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Instagram: @mature.allure
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