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This episode is different — and that’s intentional.

In this Brutally Honest Christmas Special, Stephen and Derick step away from rates, markets, and programs to talk about what home really means during the holidays.

They reflect on:

Whether you’re a homeowner, renter, buyer, Realtor, or just someone finishing a tough year, this episode is a reminder to pause, reflect, and focus on what truly matters.

🎄 From our families to yours — Merry Christmas.