Description

In this episode of Well & Grace, Regina Bartlett (host) sits down with Heather Day to explore a rich, faith‑deep conversation about how our finances are intimately tied to our spiritual lives.
Heather shares her personal journey of discovering that “money is spiritual” and how she and her husband experienced the tension of debt, worry, and misalignment—and how surrendering their finances to God became pivotal.

Together we unpack how the fruits of the Spirit (love, joy, peace, patience, kindness, goodness, faithfulness, gentleness, self‑control) inform our financial decisions. Heather helps us see how financial stewardship is less about tactics and more about heart transformation.
We discuss practical steps for women in faith to begin aligning their treasures with their trust in God, and how to invite the Holy Spirit’s leadership into budgeting, giving, debt‑management, and legacy.
Whether you’re navigating money after surgery, starting fresh after loss, or simply want your financial choices to reflect your faith more fully—this episode offers insight, encouragement and hope.

Key Takeaways

• Your money is not just numbers—it’s a reflection of your heart and relationship with God.
• Financial struggles often point to deeper spiritual symptoms, not just financial problems.
• When we surrender our finances to the Holy Spirit, the “why” behind our money choices becomes clearer than the “how”.
• The fruits of the Spirit offer a framework for financial decisions: e.g., doing God’s work (goodness), trusting God’s timing (patience), giving generously (kindness), managing well (self‑control).
• It’s okay if you’re still working things out—community, authenticity and confession are part of the journey.
• As women in faith, our stories of financial transformation can become testimonies of God’s grace, not shame.

Favorite Quotes

“I believe that money is spiritual and some of the things that we see—the way that we treat and view and manage our money—is often a symptom of a much deeper issue.” — Heather M. Day 

“Stewardship to me is all about … I am handling these things that are God’s. How can I use them in a way that honors and glorifies God?” — Heather M. Day 

Resources & Links

• Heather’s website: heatherday.net Heather M. Day
• Book: Money & Spirit: Surrendering Our Finances to the Work of the Holy Spirit 
• Barnabas Foundation: barnabasfoundation.org Barnabas Foundation
• Connect with Heather on Instagram/Twitter/Facebook (links on her site)

Who This Episode is For

• Women who desire to bring their finances into deeper alignment with their faith and identity in Christ.
• Anyone feeling stuck or burdened by financial stress and wondering, “Is this more than just money?”
• Small group or Bible study leaders seeking a conversation on stewardship, money, and discipleship.
• Faith‑based professionals who lead others in generosity and financial freedom.

Call to Action

• Ask yourself: “What does my money say about my heart?”
• Begin one practical step this week: maybe a prayer of surrender, a conversation about giving, or a reflection on one fruit of the Spirit in your financial life.
• Share this episode with a friend who might need hope in the area of money and stewardship.
• Visit Heather’s website and sign up for her newsletter or download free resources she offers on money + faith.