Most retirement plans don’t fail because of bad investing or market crashes — they fail quietly through everyday spending decisions that feel earned at the time. In this video, we break down six big purchases retirees almost always regret years later, when changing course is no longer easy. This isn’t about cutting joy out of retirement — it’s about awareness, so you don’t accidentally undo decades of smart planning.
#RetirementPlanning #RetirementMistakes #RetireSmart #FinancialFreedom #RetirementIncome #PersonalFinance #RetirementTips #WealthPreservation #RetirementLifestyle #MoneyInRetirement
00:00-Into
00:52-A Story Almost Every Retiree Recognizes
02:57-Regret #1: The Expensive Car That Locks You In
04:00-Regret #2: Upsizing the House After Retirement
04:47-Regret #3: Turning Travel Into a Lifestyle Instead of an Experience
06:03-Regret #4: Expensive Gifts That Turn Into Obligations
06:43-Regret #5: Ongoing Cash Support for Adult Family Members
07:22-Regret #6: The Vacation Home Fantasy
08:08-The Quiet Lesson Retirees Learn Too Late
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[About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management.
I provide financial planning for business owners and their families that makes sense.
Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be.
We strive to help you:
*Optimize Your Cash Flow
*Minimize Your Taxes
*Build Your Net Worth
*Create a Lasting Legacy
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DISCLOSURES
Celestial Wealth Management, LLC is registered as an investment adviser in the State of Maryland and Texas.
Neither the information nor any opinion constitutes an offer or an invitation to make an offer, to buy or sell any securities or other financial instruments.
This video is not intended to provide personal investment advice and it does not take into account the specific investment objectives, financial situation and the particular needs of any specific person.
Investors should seek financial advice regarding the appropriateness of investing in financial instruments and implementing investment and planning strategies discussed in this video and should understand that statements regarding future prospects may not be realized.
Nothing provided here constitutes tax advice. Individuals should seek the advice of their own tax advisor for specific information regarding tax consequences of investments.
Investments in securities entail risk and are not suitable for all investors. This is not a recommendation nor an offer to sell (or solicitation of an offer to buy) securities in the United States or in any other jurisdiction. All investment strategies have the potential for profit or loss.
