Host David breaks down common overspending traps — subscriptions, impulse buys, social treating, and holiday pressure — and explains how habits and emotions can derail a budget.
He offers practical advice on tracking needs versus wants, building discipline, planning for emergencies, and prioritizing long-term savings like a 401(k) to protect your financial future.
Links D-Constructing Podcast
Support: PayPal.me/davidmalave564
Gofundme: https://gofund.me/d34bdbe3
Host David M. D-Constructing Topics podcast: https://dmalave.podbean.com/
Email: dmalave1126@gmail.com
Youtube: https://www.youtube.com/@D-constructingTopics
IG: https://www.instagram.com/dconstructingt/
Twitter(X): https://twitter.com/DConstructingD
