This episode features Ryan Staub from Lockton Motorsports who discusses the intricacies of track insurance, particularly for HPDE (High Performance Drivers' Education) events. Hosted by Brad and Eric from Gran Touring Motorsports, they explore the importance of track insurance, safety concerns, and dispel various myths about insurance coverage. Key topics include the coverage details provided by Lockton Motorsports, how to sign up for track insurance, and addressing diverse inquiries from their membership. Ryan emphasizes the differentiation between Lockton and its competitors, outlining their customer-centric approach and extensive involvement in the motorsports community. The episode concludes with a robust Q&A session addressing specific listener queries about track insurance, including coverage for damage, driver liability, and insurance for competitive events.
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00:00:00 The Importance of Track Insurance
00:01:09 Introducing Lockton Motorsports
00:01:34 Ryan Staub's Motorsport Journey
00:04:03 The Evolution of Track Insurance
00:06:42 How to Sign Up for Track Insurance
00:08:26 Understanding Track Insurance Policies
00:10:50 Coverage Details and Scenarios
00:19:42 Off-Track Insurance Explained
00:31:03 Defining Vehicles and Tracks for Insurance
00:40:16 The Claims Process
00:45:48 Discussing Salvage Scenarios
00:46:49 Understanding Deductibles
00:48:47 Street vs. Track Insurance
00:49:36 Claims and Coverage
00:54:56 Trends in the DE World
01:01:34 Q&A Session
01:20:01 Final Thoughts and Contact Information
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