2025 was a wild year in banking! With all the changes that came this year, it begs the question are we at the precipice of a new era? This episode considers some of the biggest stories of 2025 and reviews major trends that affected the industry. Some of these trends include interest rates, margin pressure, regulatory shifts, M&A, strategic partnerships, digital transformation, payments innovation, cybersecurity, and data privacy. This episode reviewed two blog posts from PCBB titled “2025 in review Parts 1 and 2.” Links to both blog posts are included below.