On this episode of Millennial Millionaire, Steven Cohen sits down with Joey Miller of Westpac Wealth Partners for a grounded conversation on what real wealth and financial freedom actually look like. Joey shares lessons on delayed gratification, paying yourself first, compound interest, dollar-cost averaging, and smart leverage — while reflecting on how fatherhood reshaped his definition of success toward peace, family, and fulfillment over endless financial chasing.
⏱️ Chapter Markers:
00:00 – Joey Miller’s Journey Into Financial Planning
06:40 – Financial Literacy, Spending Habits & the 20% Rule
11:15 – Mindset vs Numbers: Why Starting Early Wins
21:10 – Compound Interest & the Power of Consistency
34:00 – Fatherhood, Balance & Redefining Success
48:00 – Best Financial Advice & Joey’s Message to His Younger Self
If this episode challenged the way you think about money, success, or freedom, like, comment, and subscribe for more conversations with entrepreneurs, investors, and high-level thinkers.
Connect with Joey Miller:
https://www.westpacwealth.com/team/joseph-miller
https://www.linkedin.com/in/joseph-miller-b561a2a2
#JoeyMiller #MillennialMillionaire #FinancialFreedom #WealthMindset #MoneyPsychology #CompoundInterest #InvestingBasics #Leverage #DelayedGratification #StevenCohen
