In this episode of Money & Meaning, host Jeff Bernier interviews Hunter Ewing, co-founder and director of Private Lines Insurance at Higher Ground Risk. They explore the essentials of risk management, including protecting assets, managing liability, and understanding insurance coverage in today’s evolving insurance market. Hunter shares industry insights, practical advice, and personal anecdotes that highlight the importance of proactive financial protection.
Topics covered:
- The fundamentals of risk management in personal financial planning
- Common types of personal insurance: home, auto, umbrella, and valuable articles coverage
- The impact of severe weather events on insurance costs
- Key considerations when purchasing flood insurance
- Recent industry changes in insurance underwriting and coverage
- Misconceptions about personal insurance and financial planning integration
- The importance of working with independent insurance agents
- Best practices for maintaining adequate insurance coverage
- How to evaluate insurance needs for new home purchases and renovations
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