In this episode of Positive Solutions 4 Life, Peggy Meyer explores how our mindset around income and spending can either set us free or keep us stuck in financial stress. Most people round up their earnings, round down their expenses, and focus on gross instead of net income. This creates a hidden 10–20% gap that leads to overspending, debt, and constant anxiety.
Peggy breaks down:
Key statistics on income, spending, and debt in America.
The top 5 reasons people get into debt.
Why financial stress is so common—and how to escape it.
A practical solution: stop rounding, focus on your net, and learn to live below your means.
If you’ve ever felt like the math just doesn’t work in your finances, this episode will help you see why—and what to do about it.
What You’ll Learn in This Episode:
The difference between gross and net income—and why it matters.
The top reasons Americans end up in debt.
How rounding numbers in your mind creates financial blind spots.
Steps you can take today to reduce stress and create financial peace.
Connect with Peggy Meyer:
🌐 Website: positivesolutions4life.com
