With mortgage rates falling below 2%, property investors face a crucial decision point. Acting too slowly can result in missed opportunities, while premature moves risk capital loss. The ability to preserve capital — not just generate returns — is the first test of any sound investment. In a market shifting back toward seller dominance, understanding timing and asset strength becomes essential.
Melvin Lim from PropertyLimBrothers introduces a six-step framework designed to help investors create property liquidity events with strategic clarity. He breaks down how to assess risk, identify assets with larger exit audiences, and navigate tax inefficiencies such as ABSD. Through practical examples, Melvin explains why waiting for price gains may actually lead to net losses — and how switching into a stronger asset early can unlock long-term upside.
This conversation offers a grounded approach to decision-making in an environment shaped by rate cuts, shifting buyer sentiment, and rising liquidity. If you're planning an upgrade, exit, or portfolio restructure, the insights shared here are both timely and actionable.
00:00 Intro
00:55 The Buying Power Triangle
01:41 The $4.5 Million sweet spot
03:00 Strongest seasons for property buying and the Equity Triangle
04:50 Andrew & Zi Yi Property Journey and portfolio growth (Risks of Active Income and the importance of Passive and Asset Income)
10:59 The TLC (Tenure, Leverage, Capability) Triangle
13:42 Pre-Catalyst Opportunity
16:11 The "PSF Play"
19:46 The "Region Play"
21:09 Purchase tips for CCR Freehold Resale Condos
21:23 Upcoming Launches in CCR and RCR
21:33 Penrith new launch breakdown and performance of surrounding condos (Sterling Residences and Queens)
25:27 Northern Region opportunities for sub-$1.65 Million 4-Bedroom resale condos
