Melvin Lim from PropertyLimBrothers outlines strategic shifts in the property market from 2025 to 2028, focusing on how affordability constraints and developer responses will reshape buying patterns. He explains why the $1.5M quantum range remains critical for HDB upgraders and resale buyers, especially those targeting 3- and 4-bedroom units that appeal to the widest exit audience. With upcoming launches likely to push PSFs to new highs, size reduction may become developers’ only path to price accessibility.
The discussion also highlights broader monetary trends, including the Fed’s $40 billion T-bill buyback, which Melvin frames as stealth money printing. This increase in money supply, he argues, quietly erodes purchasing power and reinforces the urgency of strategic property moves. By aligning quantum, audience demand and timeline, buyers can still find viable entry points—before these segments price out entirely.
If you’re navigating limited budgets, unit sizing trends or upcoming market launches, this episode offers grounded perspectives.
00:00 $40 billion T-bills purchase and money printing
01:24 Look at the balance inventory
01:44 2026 forecast
04:24 Do not be anxious about your quantum range
06:31 HDB upgraders' down payment limits
06:41 Resale strategy
07:29 Playing by quantum and the mass audience
07:34 Property price increase trend and erosion of money
08:35 Other mechanics to consider: volume, facilities, MRT proximity
09:23 Money supply increase
10:12 Lot of inventory and choices in the new launch market
10:27 New benchmark price will last until 2028
10:43 Impact of new pricing on unit sizes
12:00 2026-2028 trend: developers will challenge the size with creative solutions
13:46 How central banks print money
15:05 Fed buying T-bills creates new money and injects cash
17:47 Property price increase is due to money being eroded
18:36 Example of property value increase due to money supply
