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Sophia did everything right… and still ended up $127K in debt, living in her childhood bedroom, and having panic attacks buying toothpaste.


What if the system that promised to save you is actually the one breaking you?

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Sophia is 23. Marketing degree. $127,000 in student debt. Living at home. Making $2,400/month with $1,200 in loan payments. And she’s not alone.
This episode dives into the uncomfortable truth: student debt isn't a personal failure β€” it's a feature of a system built to trap you.
We follow Sophia’s story from believing she was falling behind… to realizing she was playing a rigged game.
And when she stopped trying to be β€œnormal” financially β€” and started being strategic β€” everything changed.

This one’s for anyone who's felt ashamed for being broke, guilty for wanting more, or stuck in a system that feels like quicksand.