Making more money is great, but what happens when it becomes a roadblock for contributing to a Roth IRA? And how can you make your emergency fund work smarter for you? In today’s episode, we pull from the mailbag and answer a mix of listener questions. Eric addresses concerns that reflect the real-life hurdles many face on the road to retirement.
Here’s some of what we discuss in this episode:
💰 How to handle income limits and strategies with Roth IRA vs. Roth 401(k)
🏦 High-yield savings options vs. CDs – How to make your emergency fund work harder
📊 Understanding the difference and maximizing benefits with tax-deferred vs. tax-free accounts
💡 Non-deductible IRAs – A way to continue saving for retirement even when you exceed Roth income limits
🔄 Emergency fund strategies—Keeping cash liquid without losing growth opportunities
Get in touch with the Peterson Financial team: https://petersonfg.com/
