Becoming a homeowner is super exciting! There are so many fun decisions to make. City or country? Ranch house or townhome? Fixer-upper or move-in ready? No matter how you answer those questions, the most important thing is buying a house you can actually afford—and making a good home budget is the biggest key to making that happen. Budgeting for a house doesn’t require some kind of fancy degree in economics or finance. Nope, no expertise is required. You only need to follow five simple steps.