In this episode of the Safe Haven Solutions Podcast, Larry Kallevig and Glenn Ramey break down one of the most misunderstood retirement tools: annuities. They explain what annuities are, why they are issued through insurance companies, and how different types including fixed, fixed indexed, variable, and immediate annuities work. The conversation addresses common misconceptions, the role financial marketing plays in confusion, and why annuities are not one-size-fits-all solutions. Larry and Glenn emphasize the importance of education, reviewing what you already own, and understanding how annuities may support income, principal protection, accumulation, or long-term care planning as part of a broader retirement strategy.
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