Back to Basics of the Week: 0% APR Cards
Viewer Questions
What happened to the Robinhood Card? I never hear about it anymore. Did the Smartly Card overtake it? (Keith)
With the Ink train closed (or at least limited* RJ add), what's the best way to earn UR points now? (M2K)
No one likes 5/24 or PUJ, but we work around them. If you could choose, would you flip it and move 5/24 to Amex and PUJ to Chase? - Double Double
What are all of the best $0 Annual Fee cards with unique travel perks? Example: US Bank Altitude Connect free GigSky data - James
News Round-Up
Topics
Matt
If you could “Thanos Snap” one mainstream issuer out of existence (Discover’s pending merger with Capital One makes it ineligible, also, predatory lenders are a given, so Mission Lane, First Premier, Merrick, and Credit One are also off the table); which would it be and why?
Lani
Spinning off of Double_Double’s question:at times, the value of a card can outweigh the welcome offer it comes with (i.e., you get one too low like on an Amex Gold/Plat, or it's the right time for you to get a card but its the basic everyday offer like on an Ink Cash or Unlimited). But regarding Pop-Up Jail only, as you can get approved for a card but not the welcome bonus, is there a world where you would just take the card, save on welcome spend, and just eat benefits and skip the Welcome offer?
Context: I had a conversation with another creator regarding Surpass card specifically
Tariq
I think the “credit card ladder” is overrated. We need a better way to do credit card 101 for beginners.
RJ
Assuming you care about categories (dining, streaming, gas, ect) on cards, which categories do you personally care about the most, which do you think people “overthink” and do categories even “matter”?
