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Welcome to The Financial Technology Report, a leading information source on financial technology companies and solutions.

In this episode, we speak with Renaud Laplanche, Co-Founder and CEO of Upgrade, a consumer fintech company offering credit, banking, and payment products designed to help customers manage debt more effectively. Since launching in 2017, Upgrade has helped more than 7.5 million consumers access over $42 billion in credit through personal loans, credit cards, and checking accounts. The platform focuses on fixed-rate products and incentives that encourage responsible borrowing and long-term financial health.

Before founding Upgrade, Laplanche co-founded and led LendingClub, one of the earliest large-scale online lending marketplaces in the United States. He led the company for a decade and took it public in 2014, marking the largest U.S.-based internet IPO that year.

I am your host, RJ Lumba. We hope you enjoy the show. If you like the episode, click to follow.