Host: Mindy McCulley, Extension Specialist for Instructional Support, Family and Consumer Sciences Extension, University of Kentucky
Guest: Dr. Nichole Huff, Extension Specialist for Family Finance and Resource Management
Season 9 | Episode 14
On this episode of MoneyWi$e on Talking FACS, host Mindy McCulley talks with Dr. Nichole Huff, Assistant Extension Professor for Family Finance and Resource Management, about the true "cost of convenience." They explore common spending leaks, from food and grocery delivery fees to auto-draft subscriptions and more, to explain how small, frequent purchases can add up.
Dr. Huff breaks down real examples (like a $25 meal that can incur roughly $14 in convenience costs) and the long-term impact (over $700 a year if done weekly). She offers practical tips to plug the leaks: track purchases and receipts, review and cancel unused subscriptions, have family conversations about shared expenses, pick up orders to avoid delivery charges, and avoid saving payment info to reduce impulse buys.
Listeners will come away with concrete steps to identify hidden costs, reduce unnecessary convenience spending, and redirect savings toward meaningful goals.
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